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[灌水]新上海人租房不如买房

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发表于 2007-9-22 16:08:43 | 显示全部楼层 |阅读模式

[灌水]新上海人租房不如买房

[灌水]新上海人租房不如买房
<br/><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;"> 有人说上海惟一不变的就是一直在变化,而这些鲜活的变量中不可或缺的是无数已将上海当作家或想在上海</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">搜索房产</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">安家的新上海人。这些新上海人具有激情、勤奋努力、坚毅果断等优秀品质。所以他们更需要一个良好的家庭财务规划,有计划地解决后顾之忧,从而更好地在上海立业。</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">  新上海人家庭具有负债少,日常开销大,财富积累较慢,缺少房产,家庭财物状况不稳定等特点。</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">  新上海人家庭多以</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">租房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">解决住宿,有的居无定所,总在</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">上海租房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">和买房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">上海二手房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">之间抉择。因此他们很少有负债,但因租房费用不小常常使其财富积累缓慢。 </span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">  新上海人来沪时间不长,没有太多财富,家中贵重物品也不多。老家的亲人也不会在经济上给予太多帮助,一切完全要靠自己努力。有的还要寄钱回家赡养老人,抚养弟妹,家庭负担较重。</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">  新上海人日常开销大。如果父母子女,或夫妻分居两地甚至多地,则不同城市地方之间的来回交通费用也是一笔不小的开销。另外,每月如果定期通国内长途电话,也需算入开销。如果想将孩子接来上海念书,赞助费、插班费也让年轻的新上海父母好好盘算一番。</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">  另外,新上海人在上海没有宽广的人脉关系,如果遇到特殊情况,支出就会大量增加,甚至会让他们感到压力重重,比如笔者的一位朋友家住包头,她在上海遗失身份证,须回老家补办,但其公司制度严格,她一来一回耗时十天,被扣除工资奖金不算,来回路费加上不办手续等等损失两千元。</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">  理财师建议,这个群体在做家庭财务筹划的时候,首先应考虑增强家庭财务的抗风险能力,增加保障份额,包括备用金、医疗保险、教育基金等等,以避免意外情况发生后,对家庭财务状况造成沉重打击。其次,尽量考虑购买住房而不是租房。对于相同价格的房子,付出的租金要比付出的购房成本高。</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"><br/></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">相关链接:</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">二手房搜索</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">器,包括祖国各城市的房产信息搜索;原</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">上海租房网</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">现为</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">上海房产</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">旗下网站;</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">济南租房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">、</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">潍坊租房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">、</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">重庆租房</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;">;</span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">寻求各城市战略伙伴,合作方式可以有:友情链接、资讯互动、活动推广、</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">房产广告</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;"></span><span style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: 宋体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">等等,希望能与各大站点成为长期合作关系;来信必复!</span><span lang="EN-US" style="FONT-SIZE: 9pt; COLOR: #333333; FONT-FAMILY: Arial;">
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